Mortgage Due Diligence
Concise, Transparent and Accurate Review Processes Designed to Minimize All Aspects of Risk
ADFITECH’s experienced mortgage due diligence staff delivers concise, transparent, and accurate results our clients trust to efficiently evaluate the underwriting guidelines, regulatory compliance requirements, transaction data tape, and representations and warranties of any transaction.
By Mortgage Professionals,
for Mortgage Professionals.
The financial crisis prompted ADFITECH to begin providing mortgage due diligence services to the mortgage industry. Prior to this, due diligence companies provided checklist loan level reviews that failed to evaluate the true quality of the mortgage lending and regulatory compliance of the loans in the transaction.
Reviewed by S&P (Standard & Poors), Moody’s, Fitch Ratings, DBRS and Kroll Bond Rating Agencies, as well as a primary “Third Party Reviewer” (“TPR”) firm for the Fannie Mae CAS and the Freddie Mac STACR Securitization reviews; our due diligence review program and platform are designed to meet the standards for pre-securitization.
To see how outsourcing to us compares to your in-house costs and other vendors, request a demo.
Meet Your Easy Button
ADFITECH’s Due Diligence review platform provides all parties the independence, transparency and disclosure required by rating agencies and industry regulation. Our Interactive Reporting and Response platform gives our clients the “Easy Button” to complete the TPR reviews in a timely manner. It’s easy for the seller to get the files and the data to us, it’s easy for all parties to review the results and it’s easy to supply rebuttal documentation and responses to clear certain defects.
Scope selection, sampling and data analysis.
Due diligence review, issue tracking, reporting and resolution.
Interactive Review and Response Platform and final reports and data upload delivery.
ADFITECH focuses on the lender, originator, and servicer experience. We thoroughly understand the entire loan process from origination to payoff.
Private Transfer Reviews
Mortgage Servicing Rights Review (MSR Reviews and MSR Diligence)
NPL /RPL Review
Reverse/HECM and “fix-and-flip” loans as well.