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Upcoming Changes to Fannie Mae Requirements on Prefunding and Post-Close

ADFITECH would like to remind you of the upcoming changes to Fannie Mae's Quality Control requirements that will be implemented later this year. These updates aim to enhance the quality control process and ensure timely identification of any potential issues. It is essential to familiarize yourself with these changes and take appropriate action to ensure compliance.

These changes impact:

  1. Prefunding Minimum Selection: Lenders will now be required to complete a minimum number of prefunding reviews each month. The total number of loans to be reviewed must be equal to either 10% of the prior month's total number of closings or 750 loans. This measure aims to strengthen the initial review process and improve loan quality.

  2. Post-Closing QC Timeframe: Fannie Mae has revised the post-closing quality control cycle time frame from 120 days to 90 days. Additionally, individual component timeframes have been eliminated, providing lenders with more flexibility in completing each part of the quality control cycle as they see fit. This change will streamline the process and enable quicker and more accurate identification of any quality issues.

While it is strongly encouraged to implement these changes immediately, it is mandatory to do so by September 1, 2023. Adhering to the revised requirements will ensure your operations remain compliant with Fannie Mae's guidelines.

Read the Fannie Mae Selling Guide Announcement (SEL-2023-02) from March 1, 2023, to familiarize yourself with the complete details of these updates.

We understand the upcoming changes by Fannie Mae present new challenges, and our Post Closing and Prefunding QC services can assist you in navigating these changes seamlessly. Whether a current or prospective client, our Prefunding QC services provide an opportunity to strengthen your loan origination process by identifying potential issues before funding, mitigating risks, and maintaining compliance. Our Prefunding QC services are designed to ensure loan quality and compliance in the ever-evolving mortgage industry.

By partnering with ADFITECH, you gain access to our expertise, cutting-edge technology, and comprehensive QC processes, allowing you to achieve loan quality, regulatory compliance, and operational excellence in this dynamic market.

If you have any questions or require assistance, please do not hesitate to contact our dedicated support team at We are here to help you achieve compliance and maintain the highest standards of loan quality.

To learn more about how our services can help assist in your QC process, contact your customer service representative or contact our experts to discuss our Prefunding Quality Control or Post-Closing QC services.


At ADFITECH, we track industry changes daily and are always striving to support your success by sharing our knowledge of the latest updates, trends, and opportunities. For over 40 years, we have combined innovative technology with personal attention to every loan to meet each of our clients’ unique needs.

Learn more about the benefits of working with an experienced quality control partner. Contact us today by filling out a form here.

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